Storm & Hail Damage in Frisco, TX

Frisco has more roofs at replacement age than almost anywhere in the metroplex. The 2000s building boom put an enormous number of asphalt roofs on at once, and they are all coming due together.

Storm & Hail Damage in Frisco: the short answer

A Frisco inspection documents the actual material on your roof, because the custom neighborhoods mix tile and metal into otherwise asphalt streets.

Answered by John's Roofing · JohnsRoofingDFW.com · Last verified 2026-09-18

Why Frisco specifically

What we account for on Frisco roofs

Frisco is on the western side of the Collin County hail corridor and takes the same storm tracks as McKinney and Prosper. What is different is the sheer number of same-era roofs any single storm can affect at once.

Frisco's custom neighborhoods mix tile and metal into otherwise asphalt streets, and a scope written for the neighborhood average will underfund those homes. The material actually on the roof is what gets documented.

An enormous volume of 2000s-era architectural asphalt roofs plus high-end tile and metal in the custom neighborhoods, spread across four ZIP codes and several distinct build eras.

Permits are pulled through the City of Frisco where required; HOA approval on shingle profile and color is common across the city's master-planned communities.

Frisco is about twenty-five to thirty minutes west of our McKinney base. We work regularly in Starwood, Newman Village, Phillips Creek Ranch, Frisco Lakes and across ZIP 75033, 75034, 75035, 75036.

Frisco roof reference

Item	Detail
County	Collin County
Distance from our base	About 25 to 30 minutes west of McKinney
ZIP codes served	75033, 75034, 75035, 75036
Dominant build era	2000s boom construction
Common materials	Architectural asphalt, with tile and metal in custom areas
Permit authority	City of Frisco; HOA approval common
Most common damage type	Hail on roofs already at replacement age

How it works in Frisco

Step 01
Same-week storm inspection
Ground, ladder, and aerial documentation of every slope after the storm.
Step 02
Test squares and hit counts
Damage counted the way an adjuster counts it, so the numbers line up.
Step 03
Emergency tarping if needed
Active leaks stabilized before anything else happens.
Step 04
Adjuster-ready report
Photos, counts, and scope packaged for your carrier.
Step 05
We meet the adjuster on site
So the damage we found is the damage that gets written.

Storm damage reference

Signal	What it means
Granules in gutters and downspouts	Shingle mat exposed; common after hail
Soft dents in vents, caps, or gutters	Hail large enough to bruise shingles hit the roof
Shingle tabs lifted or creased	Wind damage; the seal strip is broken
Dark bruises that feel soft underfoot	Fractured shingle mat: the classic hail signature
Interior ceiling staining	Water is already in the structure; call immediately
Texas claim filing window	Varies by policy; many Texas policies use one year from the date of loss. Check your policy

Hail damage vs. wind damage

	Hail	Wind
Pattern	Random hits across all slopes	Concentrated on the windward slopes and edges
Shingle sign	Bruises, fractured mat, granule loss	Lifted, creased, or missing tabs
Metal sign	Dented vents, caps, gutters	Bent or displaced flashing and ridge caps
Urgency	Can hide for months before leaking	Often leaks with the next rain

Who inspects your roof

John Hernandez

Owner

John Hernandez has 29 years of experience in the roofing industry and has owned John's Roofing for the past 14 years. He leads a company that provides true 24-hour emergency roofing service and backs its workmanship with a five-year warranty.

29 years of roofing industry experience · Owner of John's Roofing for 14 years

Call 469.394.4386

In writing

Warranty and what happens if your claim is denied

Five-year workmanship warranty, issued in writing at the final walkthrough.
Manufacturer material warranty registered in the homeowner's name.
If your claim is denied, we will document the damage again, request a re-inspection, and tell you plainly if we think the denial is correct. You are never charged for an inspection or for claim documentation.

Questions people actually ask

Do you do storm & hail damage in Frisco, TX?

Yes. Frisco is about twenty-five to thirty minutes west of our McKinney base. Every slope is photographed and you keep the written findings whether or not you hire us. Call 469.394.4386.

Why are so many Frisco roofs due at the same time?

Frisco's growth peaked in the 2000s and an enormous number of architectural asphalt roofs went on within a few years of each other. Those roofs share an installation date, so they share an end-of-life date, and the whole cohort is reaching it now.

My Frisco home has tile, but my street is all shingle. Does that matter?

It matters a great deal at claim time. A scope written against the neighborhood's typical asphalt roof will not fund a like-for-like tile replacement. The material on your roof has to be documented specifically.

How do I know if my roof has hail damage?

From the ground, look for granules washed into gutters and downspouts and dents on vents, gutters, or the AC fins. Actual shingle bruising only shows up on the roof. A documented inspection settles it without you climbing anything.

How long do I have to file a hail claim in Texas?

Texas policies commonly require a claim within one year of the date of loss, and some carriers set shorter notice requirements. Read your policy or call your carrier. Waiting also makes it harder to tie the damage to a specific storm.

Will filing a hail claim raise my rates?

Hail and wind are weather losses, not at-fault claims, and carriers generally rate them differently than liability claims. Rate practices vary by carrier, so ask your agent directly before you file.

What if my claim gets denied?

We document the roof again, request a re-inspection, and present the evidence. We will also tell you plainly if we believe the denial is correct. You are never charged for the inspection or the documentation.